We believe in implementing investment strategies based on the best academic research available. These rigorous standards ensure robustness of research, and seeks to avoid excess losses from speculation.
We manage risk by ensuring you have the optimal asset allocation for your risk profile and that your portfolio is properly diversified across asset classes.
We understand that every dollar you pay in fees is a dollar you no longer have to invest. As such, we use investments that carry some of the lowest fees in the industry.
We ensure our investment strategies are implemented as tax efficiently as possible. Our preferred investment strategies incur low turnover, which helps minimizes your tax burden. If necessary, we will work with your accountant to ensure that your assets are located optimally to minimize taxation.
No Sales Commissions
We believe we should earn our compensation for providing sound financial advice, not for selling products.
Independent & Objective
We believe in having a single mandate: providing the best that the market has to offer to our clients. We seek to always remain independent and objective with our analysis and recommendations.
The investment vehicles we use to invest can be can be just as important as how we invest when it comes to your investments. We utilize all available accounts and optimize the location of your investments to maximize your after-tax returns. All investment accounts and products provided by Aligned Capital Partners and National Bank Independent Network.
Our Trusted Associates
We have structured our practice from the ground up to align with your best interests.
We've placed our trust in a few select businesses to help with the management of your accounts. We aim to provide you with the widest range of solutions while ensuring that your capital remains protected and accessible.
Craig and Quinton operate under the trade name Gronsdahl Advisory Group of Aligned Capital when giving investment advice and providing solutions for your investment portfolio. They currently maintain their registration status in BC, Alberta and Ontario.
Aligned Capital Partners Inc. (ACPI) acts as our introducing broker. They provide back office support, as well as access to ETFs, stocks, bonds, mutual funds, etc. They also sponsor our registration with the provincial securities commissions and provide us with access to online onboarding functions and digital signature platforms for documents. ACPI is also a member of the Investment Industry Regulatory Organization of Canada, and the Canadian Investor Protection Fund.
National Bank Independent Network (NBIN) acts as our custodian (trustee) of your assets. They register your accounts with CRA (RRSPs, TFSA, etc), provide online access, prepare statements, send trade notifications and facilitate bank deposits and withdrawals. While we utilize National Bank's custodial services, we remain independent from the regular bank network.
The Investment Industry Regulatory Organization of Canada is the national self-regulatory organization which oversees all investment dealers and trading activity on debt and equity marketplaces in Canada. Read more at www.iiroc.ca.
Customers' accounts are protected by the Canadian Investor Protection Fund within specified limits. A brochure describing the nature and limits of coverage is available upon request or at www.cipf.ca.